Key to the City


Home Ownership Made Easy in Schenectady



For more information, please contact

Ahmad Yusufi

105 Jay St, Room 14

Schenectady 12305


Key To The City


Download Contractor Application

          Contractor Rehab Program Project #1              14 Meyers Alley



First Time Home Buyer’s Program

Provides funding assistance for first time home purchasers within the City of Schenectady. 

The program is called the "Second Mortgage Program" and provides the following to eligible applicants:

  • A loan of up to 10% of the purchase price of a property to use toward down payment and/or closing costs

  • An interest rate of 4% with a 5-year term

  • 75% of the assistance will be converted into a grant if the purchaser resides in the property for five years

One, two and three unit residential properties are eligible.  Houses must be in standard condition and able to pass a Certificate of Occupancy inspection and Lead Based Paint Clearance.

Applicants must meet federal income eligibility requirements and have a mortgage loan approval from a lender for at least 90% of the purchase price prior to application.

Schenectady Housing Development Fund Corporation First Time Homebuyers Assistance Program Application and Guidelines


Fair Housing and Landlord/Tenant Issues  (click to go to page)

The mission of the Schenectady Fair Housing Program is to promote and ensure equal housing opportunities to all residents of the City of Schenectady.  Our goals are to inform housing consumers that housing markets are open to all without bias and to assist consumers in securing fair housing rights when they experience housing discrimination.  We also provide information and referrals for landlord/tenant issues.

City of Schenectady Fair Housing Impediments Analysis 2007

City of Schenectady Fair Housing Impediments Analysis 2013

2012 Fair Housing Luncheon Video

2013 Fair Housing Luncheon Video

Samanta R. Mykoo, Fair Housing Coordinator

Room 14, City Hall

105 Jay Street

Schenectady, NY 12305

Phone: (518) 382-5199 x5392

Fax : (518) 382-5275







2006. All Rights Reserved. City of Schenectady